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Ontario & Toronto Land Transfer Tax

Adjust the figures below to see the estimated result. This tool does not use live lender rates or unlicensed sold records.

Calculated results

Monthly mortgage principal and interest
$4,224
Estimated total monthly carrying cost
$5,083
Ontario land transfer tax (before rebates)
$15,475
Toronto municipal land transfer tax (if selected)
$0

Illustrative calculations only. Mortgage insurance, lender qualification rules, land transfer tax rebates, Toronto luxury tiers, closing costs, tax treatment, repairs, and resale assumptions may change the result. Confirm applicable rates and eligibility with a professional. Asking prices are not completed-sale values.

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